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Student Bank Accounts in Czech Rep.

Let’s get this straight. In our opinion, no one should have to pay to deposit their money into a bank account, especially if you’re a student. So, if you’re new to Prague and need to get a decent bank account that won’t get a hold of part of that hard-earned money, read on! We delved into the deep water of the Czech banking system so that you don’t have to. AND we’ve read the small print, all for you.

Recent years have witnessed the Czech Republic undergo a literal revolution in the sense of the bank accounts that are convenient primarily for the client instead of the bank. The bigger traditional institutions have been joined by smaller banks which lay emphasis on the client-friendly service. Even in this case, however, you have to be cautious since many of the “cool” banks just go with the flow, when in reality, you end up paying unnecessary fees you can avoid at other banks. We have prepared a list of four banks that offer quite a broad range of services and don’t ask for absurd fees.

The banks with the best student accounts

G2 by KB is a free student account with many benefits and a few fees that can easily be avoided if you’re able to plan ahead.

It also gives you a choice of a 2nd account in USD / EUR. For a bit of a vanity boost, you can use a personalised image on your card. Within the Czech Republic, you can withdraw your cash from the KB ATMs for free but being unfaithful to the company will cost you 39 CZK for every withdrawal. If you travel abroad, you can withdraw cash for free once per month but should you need more foreign currency in your wallet, it will cost you 90 CZK per withdrawal. KB is all for modern people, therefore you can also pay with Apple Pay, Google Pay, Garmin Pay and Fitbit Pay (and it’s free as well). If you need to be informed about your account via SMS, it’ll cost you 2.5 CZK per message, but who does that anymore anyway?

If you have some cash on you and need to deposit it to your card, you can do so at the cash desk – it won’t cost you anything. However, if you withdraw money at the same place, you’ll pay a 75 CZK fee, so we really advise you to make use of the ATM instead.

Other than that, the KB Students’ account is free to use. So, as we said, with a little anticipation and planning, you can avoid the bank’s fees and enjoy a stress-free account.

Summary:

Age Under 30
ATM withdrawal Free cash withdrawal from KB ATMs
39 CZK from other ATMs in the Czech Republic
Withdrawal abroad 1 cash withdrawal abroad per month for free
Every other withdrawal abroad 99 CZK
Sending money in CZ Free
Receiving money in CZ Free
 

 

 

Other

USD or EUR account free of charge as well
Personalised image on the card for free
Supports payments with Apple Pay, Google Pay, Garmin Pay and Fitbit Pay – for free
SMS notification 2.5 CZK
With the Gold Card, 100 CZK account maintenance fee

EKonto Student Premium by Raiffeisen Bank is quite a good one, too. You just have to make sure to “use your account actively” in order to avoid the monthly fee. This means at least three transactions per month, such as withdrawing money from the ATM (which is free of charge) or paying with your card. Failing to meet this condition means you’ll have to pay 49 CZK that month. Other than that, the basic functions of the account are free. You can even withdraw money from any ATM in the Czech Republic AND abroad without any fee! The SMS notification will cost you 4 CZK in this case. If you want to have the monthly account overview sent by post, you’ll have to pay 40 CZK, which, in our opinion, is fair enough. Just use your email and be environmentally friendly and thrifty at the same time!

Summary:

Age Under 26
ATM withdrawal Free cash withdrawal from any ATM
Withdrawal abroad Free cash withdrawals abroad
Sending money in CZ Free
Receiving money in CZ Free
Other USD or EUR account free of charge as well
SMS notification 4 CZK

The student account at Česká spořitelna is also recommendable, with the only fee being 2 CZK for payments to another bank in the Czech Republic. According to the bank’s motto, this account will teach you to handle your money responsibly, and in connection with this, we are very intrigued by the fee imposed on card payments for gambling, betting and lottery tickets – it’ll cost you 20 CZK. No other exceptional fees are applied – you can withdraw money free of charge from their ATMs as well as from the Erste Group’s ATMs abroad. Using other banks’ ATMs will cost you 40 CZK in the Czech Republic and 125 CZK abroad.

Summary:

Age Under 26
ATM withdrawal Free cash withdrawal from any ČS ATM
40 CZK from other ATMs in the Czech Republic
Withdrawal abroad Free cash withdrawals abroad from Erste Group’s ATMs
125 CZK for cash withdrawals abroad from any other ATM
Sending money in CZ Free
Receiving money in CZ Free
Other
SMS notification 25 CZK (25 SMS / month)

To round out the student-friendly bank list, we have decided to include Equa Bank, because even though it doesn’t offer a special student account, their “classic” one is great for literally everybody, as long as you’re over 18 years old. Everything you do with a bank account is free of charge. There are only two 9 CZK fees you can stumble upon while using the account: balance inquiry on the ATM of another bank and cash withdrawals abroad. While the latter is a necessary evil sometimes, you can avoid the first one by simply checking your balance in the mobile app or using internet banking, so it’s not really an issue.

Summary:

Age Under 26
ATM withdrawal Free cash withdrawal from any ATM
Withdrawal abroad 9 CZK for withdrawals abroad
Sending money in CZ Free
Receiving money in CZ Free
Other USD or EUR account free of charge as well
SMS notification 1.5 CZK

 

As we already mentioned, the Czech banks have come a long way in the last couple years. The competitive market has forced them to offer friendlier rates, and as a student, you have even broader possibilities. There are many banks, not just those on our list, that offer “favourable student accounts.” That being said, it is very important to take a long look at their pricelist, since for many of them it is a convenient marketing phrase rather than the truth. Stick to our list, or if you’d like, check out the other banks on the Czech market, but always be sure to read the complete pricelist as the advantages listed on the first page are usually just a convenient selection of the services. The other “details” are skilfully concealed on the second or third subpage of the bank’s website – sometimes, finding the complete pricelist is a great odyssey, complete with a revelation of all the inconspicuous bank fees.

When you’ve chosen the right account, enjoy spending your money on things you actually want, and not on the bank itself!

 

5 cool cafes to study

What’s one thing students constantly need? A source of caffeine, of course! Whether you’re trying to get some homework done, studying for an exam, booking plane tickets or trying to bring yourself back to life after that party last night, we know that coffee is a must for students in Prague. 

Lucky for you, Prague has a ton of cafes around the city where you can grab a cup of joe (or tea, if you prefer) and just chill out, whether you’re looking to get some work done or have a relaxing chat with friends. There are cafes and coffee shops around every corner but we’ve put together some of the best ones for students in Prague so you know exactly where to go: 

Friends Coffee House

Centrally located and reasonably priced, Friends Coffee House is a little known gem that you’ll definitely want to check out during your semester in Prague. Just a few minutes’ walk from Wenceslas Square at Palackeho 7, this cafe is spacious and hardly ever crowded. 

After you place your order at the counter, you can walk back through several rooms with totally different vibes: a greenhouse room with lots of natural light, a cozy living room area with couches and comfy chairs, or a meeting room that’s perfect for studying or working on group projects. No matter what environment you’re looking for, Friends will have it. 

The Miners Coffee & Characters

This trendy cafe in Prague just opened in March 2019 and has already made a big name for itself in the city. Located just off Jiriho z Podebrad at Slavikova 5 in Vinohrady, this cafe was opened specifically with people working from home in mind – so you’re guaranteed a great spot to do homework or research for your next trip abroad! 

The Miners offers several types of coffee as well as sandwiches and sweets, and they have some vegan-friendly options on the menu. With a great wifi connection, an environment conducive to young professionals, and a wide selection of coffee and food, this will become a favorite spot during your semester in Prague. 

Coffee Corner Bakery

Located in Vinohrady at Korunni 96, Coffee Corner Bakery is one of the coziest cafes in Prague! With a full food menu, cakes and other treats constantly being freshly baked, and delicious coffee, this is one of our favorites. 

Grab a comfy seat near the back and try a piece of carrot cake while you’re at it! It’s some of the best cake in Prague. Just be aware, this cafe is pretty popular and gets crowded pretty fast on the weekends, so be sure to make a reservation in advance for Saturday or Sunday.

Barry Higgel’s Coffee House

Located off the beaten path in Prague 7 at Tusarova 25, this tiny cafe is actually the sister cafe to The Miners. The smaller atmosphere and friendly environment makes this cafe in Prague one of our favorites. 

While they don’t have a full food menu, a selection of freshly-made sandwiches gets delivered here from the Miners every day and they always have some sweets on hand – we recommend the banana bread! 

Můj šálek kávy

Located at Křižíkova 105 in Prague 8, this is truly one of the best cafes in Prague. Their coffee tastes amazing, they serve delicious food (check out their weekend brunch!), and the inside is super trendy and colorful. This is the home of the Czech doubleshot roasters and they really know their coffee – if you’re not sure what to order just ask the staff! 

There you have it – all the best places to get your caffeine fix during your semester abroad in Prague. Do you have a favorite cafe in Prague that didn’t make it onto this list? Let us know in the comments!

 

TOP student bars

Have you ever been so happy that you were excited for the holidays to be over? Probably not, and we know it’s all about PRAGUE! So brace yourself, because the time of your life is coming soon. Beginning is always tough but with our help your life will be made easier surrounded by amazing people in the best student bars in Prague. Here are our TOP picks:

Vzorkovna, Národní 339/11 – One of the craziest pubs in the city known as „The Dog Place” or “The Doggy Bar”. Entry is totally different than everywhere else. To make you feel like a social elite member, Vzorkovna opens the door for those who are patient enough, you have to wait for a special chip on which you can add money to pay at the bar. Crossing the gates makes the party start among dogs, artists, and great drinks served in mason jars. Prepare 50 CZK (2 Euros, 2.1 USD) and join the doggy world for a night. Expect long queues almost every day!

Hany Bany, Veleslavínova 58/5 – Not interested in a beer contest? No worries, we have something for you. This is a chilled, relaxed, and more traditional place serving a wide range of different alcohols in the atmosphere of a Czech hospoda filled with nicotine in the air and absinth in the blood. This is the right place to try this mysterious green liquor in the evening as well as fine coffee during the day. You can spend your time as you wish – even the owners ensure on their website that everybody can do everything in Hany Bany. Be free the Czech way.

Popocafepetl, Michalská 15 – One of our favourites! Although Popo is situated behind beautiful old town buildings you can’t miss it. This place calls you from the street. Cheap alcohol and long tables accompanied by lots of friends will never disappoint. Sharing great time with others is the main point – no desserts, no main meals, but cheap drinks and a lively dance floor 7 days a week. You might be disappointed that Popo Cafe doesn’t serve a typical food menu but one and half liters of sangria for 160 CKZ (6 Euros , 6.7 USD), Rum and cola for 57 CZK (2.1 Euros 2.39 USD) or the 22 CZK (0.80 Euros, 0.93 USD) beer definitely compensate for this.

Kontakt – Navrátilová 4 – It hasn’t opened yet but it goes straight to our TOP list. Built from scratch, it’s divided into two cozy floors with simple decoration and a WOW touch. With Sunday nights and many others booked exclusively for us,  Kontakt is set to be our second home, the epicenter of all OhMyPrague! activities and gatherings.

Second hand shopping? Let’s go!

We’ve been asked about shopping second hand clothes in Prague, here is a brief list:

Prague Thrift Store is the best!!
Fifty/Fifty Vintage on Slezska,
Aristokrat Vintage on Milady Horakove,

The ones called Textile House have a high stock turnover so there’s usually something good.

Try the one at Vrsovicka: www.facebook.com/textilehousesecondhandcz/info OR look for the other addresses in here www.textilehouse.net

Do you have more tips? Share with us in the comments bellow.

Oh My Prague! – Team